Author: Anju Rajan

Anju Rajan is a Senior Solution Architect – Projects at Cognizant, specializing in digital transformation and intelligent financial systems. Her work focuses on designing AI-driven architectures, real-time risk platforms, and compliance-by-design frameworks that enable scalable, regulated innovation. She has contributed to enterprise initiatives spanning payments, fintech, and data platforms, and actively mentors emerging founders, helping align advanced AI solutions with ethical, regulatory, and business realities.

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Engineering the Intelligence Layer of Modern Financial Systems

For much of modern history, finance has been governed by human judgment—experience-driven decisions shaped by rules, risk tolerance, and...

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